Universal Vacation Club - Too many hidden fees and contract subject to change without written notice!
Buying our timeshare at Villa Del Mar in Puerto Vallarta has been a bad experience from the start. We got into a "fixed" timeshare and yet never got to stay in our room. The maintenance fees are subject to change without notice (and ridiculous). And to add matters to that, they charge cancellation charges if you wish to "bank" your week for the following year (even though we were told there were no added fees to do that). To top it all off they then charge another "rebooking" fee for when you want to use your week. They expect the charge (currently sitting at $140USD - although subject to change) to be paid in full immediately (even before you've used the actually "banked" time.
There are far better deals (all inclusives unlike timeshares) out there via travelocity or expedia. We'd never ever do it again, nor recommend it to anyone (unless you have money to burn).
Universal Vacation Club and Villa Del Mar/Villa Del Palmar were no help to us.